Risk Management Consulting LLC

Professional Services for Card Issuers
RMC Services at a Glance
Card Issuers
About RMC
We provide management consulting services exclusively to the payment card and lending industries and specialize in the areas of operations and risk management.

Over the past 25 years we have assisted over 160 card issuing programs worldwide in assessing risk management strategies and enhancing overall profitability.

Here are examples of recent card issuing client engagements:

Fraud Risk Management Assessment
Comprehensive review of fraud risk management strategies, policies and practices to identify opportunities to enhance fraud loss prevention, early detection and loss recovery performance.
Cardholder Authorizations Strategy
Critical evaluation of Issuer authorization risk management policies, practices and systems capabilities to assist Issuers in developing more effective strategies for controlling risk, managing cardholder spend and increasing profitability.
Business Card Acquisition & Underwriting Review
Assessment of acquisition and underwriting policies, practices, procedures, data sources and reporting to assist in expanding issuance of business cards, increasing overall portfolio profitability and improving management of risk exposure.
Business Card Risk Assessment
In-depth review of risk management strategies, policies and practices to help reduce credit and fraud risk and improve the effectiveness and efficiency of the business card program.
Debit Card Issuer Risk Review
Assessment of risk management strategies, policies and practices to help reduce debit card overdraft and fraud risk and improve operational effectiveness and efficiency.
Collections Effectiveness Review
Detailed evaluation of collections strategies, work flows, processes and performance metrics to improve the effectiveness and efficiency of the collections effort and help reduce credit losses.
Credit Application Systems Design
Comprehensive conceptual design for credit card application process flows required to adequately screen and decision new account applications.
Credit Processing Operations and Risk Review
In-depth analysis of fraud risks and the credit solicitation process to identify bottlenecks and resolve application work flow issues associated with credit solicitations.
Bank Card Reengineering
A detailed examination of processes and work flows in the credit, collections, customer service and fraud functions to identify opportunities to enhance revenue streams and improve the effectiveness and efficiency of backroom operations.
Operations and Profitability Modeling
Customized development of personal computer-based models to assess operational effectiveness, analyze program profitability and evaluate authorizations strategies.

For more information please call us at (415) 378-1945

Risk Management Consulting LLC * 50 Vista del Sol *Mill Valley  * California * 94941
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